Moving with health insurance | safe and structured

You have a move coming up, but for health reasons, you can’t manage it alone? Maybe you’re wondering: “Can my health insurance actually help me with that?” Good question – and yes, sometimes they can.
Whether it’s a contribution towards moving costs from the health insurance or practical assistance – it depends on your situation. We’ll show you what’s possible and the best way to proceed.

Moving list inquiry

030 62 92 42 59

When does
Health Insurance Help with a Move?

Moving with health insurance becomes relevant primarily when your living situation is problematic for your health. For example, because the apartment is no longer barrier-free or because you depend on help and can no longer manage alone in your current home.

Thestatutory health insurance does not pay for every move as a rule. However: In justified cases, acontribution towards moving costs is possible. Depending on the situation, the long-term care insurance or the social welfare office may also be responsible.

When might an application have a chance of success?

You have a medical certificate
You have (or are applying for) a care level (Pflegegrad)
Your apartment is no longer suitable or is even a health hazard
A new, appropriate accommodation is necessary

Express moving request 030 62 92 42 59

When does
Health Insurance Help with a Move

Your Advantages with Us

Support with the Application

Direct Line to the Insurer

Experience with Special Cases

Reliable On-Site Assistance

Your move on the strong tour – with Stier Umzüge

Here, professionals take care of everything: From careful packing and disassembly/assembly of your furniture to short-term storage – we handle everything you need to move. Treat yourself to our powerful, comprehensive service.

Inquire directly

Moving with Health Insurance in Berlin:
How We Help

Especially in Berlin, we accompany many people for whom a move is not voluntary but medically necessary. Whether due to illness, an accident, or age-related issues – in such situations, you need sensitivity and good organization.
We at Stier Umzüge take care of exactly that: We help with the application, speak with your health insurance if needed, obtain approvals, and manage the process. Whether it goes through the long-term care insurance, the welfare office, or another institution: We will find a way together.

Moving Abroad
or Switching Insurers?

Are you moving abroad? Then you shouldcancel your health insurance due to moving abroad. Otherwise, contributions will simply continue. Many insurers, like theTechniker Krankenkasse, have special online forms for this. It’s important to report the move early and request confirmation of receipt.

Even within Germany: Don’t forget to notify your new address. For example, you can easilyreport your move to the Techniker Krankenkasse online.

And if you are moving and insured with AOK:Do I have to switch AOK when moving? Not necessarily. As long as you remain within the area of responsibility of your AOK, no switch is necessary.

Express moving request 030 62 92 42 59

Who Pays for the Move? Contribution from Health Insurance

As a rule, you have to finance your move yourself.But if there is a medical reason, you can apply for a contribution from your health insurance. Important: It must be comprehensible why the move is medically necessary.

Some insurers also refer you to a partner company or provide auxiliary personnel. More often, however, ahealth insurance moving contribution is paid – upon submission of a comprehensible invoice.

Our tip: Don’t wait too long. The earlier you submit the application, the better your chances. And we are happy to help you with the right wording.

Call now

030 62 92 42 59

Request a quote

FAQ: Moving with Health Insurance

This is usually quite straightforward online. Many statutory health insurers – such as the Techniker Krankenkasse – have a customer portal where you can simply enter your new address. You can often also request a confirmation email at the same time. It’s important to do this as soon as possible after the move. If important mail goes astray, it can cause problems later – for example with deadlines or billing.

Unfortunately, no. Even if you register your change of address at the citizens’ office (Bürgeramt), your health insurance will not be notified. You have to pass on this information yourself. Whether by phone, post, or directly online – the main thing is that it happens promptly. This is especially important if you are currently receiving benefits like sick pay, rehabilitation, or medical aids. Delays can quickly become costly in these cases.

Actually, yes – in certain cases. If your living situation endangers your health or makes daily care impossible, a contribution may be possible. For example, if you have mobility issues and need to move from a third-floor apartment without an elevator to a barrier-free one. A medical certificate is almost always a prerequisite. The application should be well justified and as complete as possible. Ideally, someone from the social services or your general practitioner can help you with the wording.

Then you must inform your health insurance in time and terminate your membership. For example, via the Techniker Krankenkasse’s online form. Usually, proof of your new residence is sufficient – such as a deregistration confirmation or a rental contract abroad. Only then will your insurance be terminated correctly. If you forget this, you may continue to pay without being entitled to benefits.

Then things can get complicated. Your mail ends up in nowhere-land, deadlines pass, and benefit payments are delayed. This is particularly annoying with benefits like care allowance, rehabilitation measures, or medical aids. Therefore: Take five minutes and report your new address. If you are undergoing treatment or have an application pending, also inform your contact person directly.

As a rule, yes. The insurer does not dictate who you should move with. However: If you hope that the health insurance will contribute, you should clarify in advance which conditions apply. Often a cost estimate is required – sometimes a specific provider. Important: Submit the application first, then hire the company. Not the other way around. We are happy to support you with the right planning.

Yes, help can still be possible even then. A care level makes many things easier but is not mandatory. What is crucial is that the move is medically necessary. For example, because you can no longer cope alone due to a mental illness or because your health situation has deteriorated. In such cases, you need a convincing medical certificate and perhaps a few explanatory lines from someone who knows you – for example, an outpatient service or a family member.